With the advent of technology and other advancements in machinery and other equipments, highly industrialized companies are now offering CPL Insurance to their workers. For some, they even provide Pollution Insurance and Environmental Insurance Coverage included in the health coverage of their employees. This is due to the fact that health problems now a days are most often than not can also be caused by occupational or industrial-related factors.
One of the most common occupational health risk where in workers in a certain company usually experience is the exposure to chemical. These chemical, especially for workers in a chemical industry, can be directly inhaled by any worker. The chemicals will accumulate in the lungs and sooner after will show signs and symptoms of intoxication of such chemicals. Rehabilitation and medical intervention to this worker will be covered by his or her CPL insurance or any health-related insurances provided by the company. But it is still best if the company would really offer occupational-related insurances to their workers.
To mention some of the covered occupational accidents to the previously mentioned insurances, these include vehicular accidents at the job site or during the operations, facility accidents, pollution and a lot more.
On our way back home after our Bacolod City trip last May 2011, the taxi that I and M were riding on was bumped by another taxi behind us. I am not certain if the taxi driver could get some compensation claims, though wasn’t hurt but the bumper of the cab he was driving was really broken.
The scenario was this.
The the cab we were riding was following an adventure car which was operated by a young lassy aging around, if I am not mistaken, early twenties. We, the cab we’re riding, the adventure car and the cab next to us, were on the fast lane. But the cab we’re on was just driving around 60 kilometers per hour that suddenly, the adventure car before us, stopped because of the small puppy passed by in the middle of the road. So the cab we’re riding suddenly stopped as well. In just less than a minute, we, the driver, I and M, were just shocked that we were just bumped strongly. Good enough, we weren’t hurt. But the bumper of the cab got badly damaged.
Conscientiously, it was the girl’s mistake. We were on the fast lane. She knew, she was aware that we are following her and sure to have more following after us as well. But she just immediately stopped in the middle of the street. However, when the police came, only the driver of the cab next to us was sued for reckless driving because, according to the law, it was really him who bumped us and not the adventure driver before us. We didn’t called injury lawyers then because the policeman has settled the case already and brought the two drivers in the office.