Jim Yong Kim, New World Bank President

Tuesday, April 17, 2012, the World Bank chose a new president to lead the company for the next five years.

Dr. Jim Yong Kim, a Korean-American health expert is the newly-elected president of The World Bank. His term of office will be effective starting this coming July 01, 2012 up to 5 years.

image from Google images

Other nominees were the presidential seat were the Nigerian Finance Minister Ngozi Okonjo-Iweala and Jose Antonio Ocampo, former Colombian finance minister.

February 29 is PayDay

February has only 28 days for a regular year but since 2012 is a leap year, February has 29 days. Thus, instead of the usual payday on the 28th, it is presumed that February 29 will be the payday this month.

February 29 is PayDay

February 29 is PayDay

Ain’t you excited for payday? Are you?

For some, payday is the best day of the month. But for others, specifically for this month of February 2012, it wouldn’t be since it prolongs the day to receive the compensation and wages but the bills’ dues aren’t changed. It really is a forehead wrinkling and worrisome weight to them — the fact that overdue payments have additional charges causing it a more loads to think about.

Here’s a good news. There are companies which offers payday cash advances or loans. These are group of people which provides early cash to the needy and only collects payment during the next payday and so on. Payday cash loans are of different types depending on the terms applied for. There are available short-term period lending or the longer one.

Payday loans are also available for different purposes like disaster, medical and other circumstances.

Philippine Peso (PhP) weakens against US Dollar Today

I do not know if I’d be glad with this Philippine Peso (PhP) exchange today. The Peso value literally decline against US Dollars.

Philippine Peso (PhP) weakens against US Dollar Today

However, as a blogger, as an online earner, this is a good news. But to others, I am not very sure how this decline of Peso affects them.

P43.48 = $1


Data above is from Business World Online.

Just a Casual Talk

Last time, I was talking here about what a mortgage is. Somehow, I have understood about it and with the help of some other blogger friends who are well-knowledge on this talk,   they enlighten my mind even more.

Our talk actually started about earning online then went to money on bank accounts and eventually end up with mortgages and debts. It was just a casual talk for us since we didn’t expect that our talk would gotten that serious. At first we were just chatting non sense things but when things went good, we became serious on it then.

Some in depth thoughts we opened up, as I have mentioned above, was about mortgages. One of us shared that when she had once gone to the mall, one mortgage broker approached her and asked if she could have time to listen to that said broker and spare even half an hour talk regarding such.  They really have had discussed things about it. When my friend asked if they have co-workers based in other countries, the man mentioned a number of places like London mortgage brokers since my friend is an OFW based in London.

That was a good talk for them, according to my friend, and of course, ours too because I have grasp more ideas and things to consider before availing one.

What is Mortgage?

I personally do not understand what and how mortgage works. Every time the word mortgage has been uttered, no other things put into my mind but money.

Lately, during my vacation in our farm town, I asked my mom how top mortgage deals work. She explained to me a lot of stuff and even gave examples. But I honestly failed to grasp even one. I told that to my mom.

A day or two passed by, I looked over the internet for me to read and know more about it. I just then understood that mortgage is an amount of money being loaned to finance for something. It’s about money, indeed. After which, I just lurked also about a few information on mortgage deals and how things work.

Home Improvement Loans

There is no place like home, as a saying says. But how would you make a home a place worth living and staying for without making any efforts to create one?

There are indeed a lot of ways to make a home a very conducive to live by. Practically speaking, home improvement loans California is just one of the many home improvement opportunities which every family could depend on in making their homes more worth-living.

A House made thru Home Improvement Loans

These home improvement loans provide a vast changes at home from paintings, replacements of those broken fixtures, and even changes on the floor tilings and more. Some even provide an over-all hauling of houses to build a new one, instead. But the best of all that this kind of loan can give is the full-time maintenance that any can avail of.

Basically, home improvement loans are like a worry-free magical style of living one’s home. Anybody planning to avail for one has nothing to do but to check a bank, inquire for any home improvement loan available opportunities, sign up for such and wait for approval. Upon being approved, just sit back and relax and in just a wink, such dream house would be getting for real and visible then by then.

Indeed, a worry-free and a magical home is already there available for living because of home improvement loans.


Personally, I have hard time understanding about taxes; why it needs to be collected, how it has been computed per worker and how it could supposedly help one country. I just know some of the basics of taxpaying, but deeper than a person needs to pay this and that monthly  thing, I am certainly clueless with it.

Every person like me has little knowledge about taxes, can go to an enrolled agent to speak more about taxes. Enrolled agents are those specific professional people who have the full knowledge on how taxes works and go in a certain place.

To get a professional degree on enrolled agents, one must complete an ea cpe requirements like total number of hours to render every year with in three years  in the Internal Revenue Service or IRS. Aside from the one mentioned above, another thing to be able to become an enrolled agent continuing education requirements to take note by every individual who are planning to get a professional degree is by the fact that if he or she person has completed or has already been serving for five years for any work which are related to IRS, the enrollment for him or her is much easier than the latter.

However, it is yet available only in the United States and not in the Philippines.

Image lifted from http://www.csea.org/findea-about.asp?token=

‘TUKO’ for Sale?

TUKO‘ or Gecko is one of, should I say, the most highly in demand animals when it comes to instant money-making stuff.

I didn’t know how people could make them real money from ‘TUKO‘ or Gecko not until I talked to one friend who has seen, in their province, their neighbor catching a number of gecko to sell that each gecko costs more or less a million or so if it weighs 300 or more grams. Ain’t it so ear ringing? Well then, if only catching one is only as easy and fast as applying and availing and online cash advance, I rather stop schooling and just merely go to the jungle and forever to catch gecko my whole life. Smiley Sad to say, geckos are our friends, as for me – as a biologist, and not for trading businesses. Much more the fact that it’s very difficult to catch even the smallest gecko, the most common household lizard, for instance, one cannot easily hold and catch them unless they are being killed. But what sellers and buyers of geckos are looking for are those live and healthy one. Ah oh! I better study harder then.

Anyway, talking about cash online, I guess I need some cash and thinking now to avail online because I am planning for a vacation – just a few days of escapade from the city hassles. My savings, I presumed, are not sufficient. But I am not sure yet. I still need to balance things whether to apply online cash or not. But one thing’s for sure, I will really be flying for an escapade next week. Wish me luck!

Clearing Payday Loans

It’s payday for every employees today. Isn’t it? In fact, there just one payday seat sale promo special of one of the air transportation group in the country which I recently just blogged and posted about it. The seat sale promo only runs from yesterday, June 29, 2011 until today, June 30, 2011. The travel period will be from July 15, 2011 until September 30, 2011.

Nonetheless, today is also a payday to all debits and loans.

Oh gosh! Pay day again!“, this is just one of the things most often heard from every working personnel. Off course, monthly dues, loans and other debits should be cleared before the end of the month.

Anyway, I’ve been talking about payday loans online before that I was once enticed to grab the opportunity. However, upon reviewing the terms and conditions, though very client-friendly terms, I end up just until filling some forms because there’s already available cash flying to me then.

Payday loans online, as far as I see it from other online friends, are beneficial and advantageous in one way or another. Mostly, those who avail the loans are having the emergency need of cash like for school tuition and other fees, hospitalization and other stuff. In fact, I have read over the internet one of the testimonials of the client sharing about her need for the emergency hospitalization of her husband. She wasn’t expecting that health problem would happen to her and her family. She sent her husband to the hospital. Her husband stayed for a week there. After her husband was discharged from the hospital, she was shocked with the bills she needed to pay. That time, she was also needing some more money for her children’s payment in school. And as she concluded in her testimonials, she has had nothing to run on but to avail and apply for payday loans online. She was also able to clear that payday loan.

How To Manage Bad Credit Loans

People, nowadays, used to shop, buy and go using credit cards. Money cash, even coins, are almost always left in the piggy bank. However, in a year or two of having the swipe here and there way of shopping, most of them suffer from bad credits –  financial problems already.

Having a credit card ain’t bad at all times. It’s a way to keep safe one’s money in going somewhere else – shopping and from thieves where else. But the crucial thing to deal with credit cards is how to manage bad credit loans.

A sad story from a family friend once shared to me, regarding bad credits and how she dealt and finally decided not to avail credit cards anymore, put a mark on me to never try using one unless I’ve known how to manage bad credit deals already. She used to shop – like a swipe and go attitude. But she failed to monitor how big is the big responsibility she’d face month after month of doing the swipe and go way of shopping. After one day, she just woke up in her fully-packed shopped things in a room  messed with her bank’s bad credit statements that she needed to pay at that very moment. She never thought her credits would go as high as she couldn’t think of.

That’s the only story, by far, I’d try not to happen to me. I myself don’t know how to manage bad credit loans yet because I’m such an OC (obsessive-compulsive) shopper. I’d rather not to avail one for now.