This is a sponsored post and everything written here are my thoughts and opinions.
2016 is almost over and you are now asking yourself what happened to the days when you were supposed to save money. You mope and think about it. What went wrong? Do you still remember the time when you vowed to save money at the beginning of the year? How about the daily expenditure plan you have made to organize and keep up with your saving goals? Well, I guess it is time to say goodbye that little dream of yours for you can never buy that iPhone 7 you have always wanted. Your saving plan did not go kablooey for no reason. It was you. But as the old saying goes, everything happens for a reason. It is not too late. You can start anew with your saving plan, this time much disciplined and goal-oriented. So, here’s how:
Step 1. Set a goal. Ask yourself what you want, what do you really want to achieve. If it is an iPhone or a car, then be it. You must be determined to get it.
Step 2. Develop a saving plan. In a small notebook or a piece of paper, write your daily budget. Organize what you need to do, divide your allowance into portions (depends on you, really) –food, transportation, savings, etc. This way, you will keep track of your expenses and remaining money. If written on a piece of paper, stick it to your wall as a reminder.
Step 3. Discipline yourself. When you want to buy something, use the Need vs. Want principle. That is self-explanatory.
Step 4. Be smart. Always look for discounts. When you already reached your target money and ready to buy your dream iPhone or whatever it is, look for discounts. Plenty of sites on the internet such as Verizon Wireless, Tillys, offer discounts for various stuff such as smartphones. Different coupons from Groupon Coupons are also available. Think wise and do not just settle for what is good, look for the best.