In as early as 10 years old, I already had my personal time and savings deposit accounts in three different banks. I personally didn’t know what and how “time deposit” works before, but because my father advised me to open an account, I didn’t hesitate to follow him then. What was very clear to me then was the information on “savings account” only.
However, as time goes by, and as learning keeps coming and being absorbed, I was also equipped with enough knowledge on how to save money in the banks. I got to know, though not that very competitive compared to real business and e-commerce personalities, how money moves and grows when saved or being deposited in the banks. I took time to learn on annuity values and even knew the Top 10 Annuity Rates which includes Athene and Guggenheim Life and Community Annuities.
Moreover, I got a bit of problem for this year’s earning and bank deposits. It seems like 2012 ain’t so productive for me in terms of earning online. Hopefully, the coming 2013 will be good.