People, nowadays, used to shop, buy and go using credit cards. Money cash, even coins, are almost always left in the piggy bank. However, in a year or two of having the swipe here and there way of shopping, most of them suffer from bad credits – financial problems already.
Having a credit card ain’t bad at all times. It’s a way to keep safe one’s money in going somewhere else – shopping and from thieves where else. But the crucial thing to deal with credit cards is how to manage bad credit loans.
A sad story from a family friend once shared to me, regarding bad credits and how she dealt and finally decided not to avail credit cards anymore, put a mark on me to never try using one unless I’ve known how to manage bad credit deals already. She used to shop – like a swipe and go attitude. But she failed to monitor how big is the big responsibility she’d face month after month of doing the swipe and go way of shopping. After one day, she just woke up in her fully-packed shopped things in a room messed with her bank’s bad credit statements that she needed to pay at that very moment. She never thought her credits would go as high as she couldn’t think of.
That’s the only story, by far, I’d try not to happen to me. I myself don’t know how to manage bad credit loans yet because I’m such an OC (obsessive-compulsive) shopper. I’d rather not to avail one for now.